TERMS OF SERVICE

Welcome to Scotiaiq! These Terms of Service ("Terms") govern your access to and use of our website, including any content, functionality, and services offered on or through the website (the "Site"). By using the Site, you agree to these Terms. If you do not agree with these Terms, please do not use the Site.

1. Eligibility

You must be at least 13 years old to use this Site. By using the Site, you represent that you are at least 13 years old.

2. Account Registration

To access certain features of the Site, you may need to register for an account. During registration, you agree to provide accurate, current, and complete information and to update it as needed to keep it accurate and complete. We reserve the right to suspend or terminate your account if any provided information is inaccurate, outdated, or incomplete.

3. User Conduct

You agree not to:

  • Use the Site in any unlawful manner or for any unlawful purpose.
  • Engage in activities that interfere with or disrupt the Site or connected servers or networks.
  • Attempt unauthorized access to the Site or connected accounts, servers, or networks.
  • Upload or transmit viruses or other malicious code.
  • Violate the privacy rights or intellectual property rights of others.

4. Intellectual Property Rights

All content on the Site, including text, graphics, logos, images, audio clips, video clips, downloads, data compilations, page layout, underlying code, and software, is the property of Scotiaiq or its content suppliers and is protected by international copyright laws. The compilation of all content on the Site is the exclusive property of Scotiaiq. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from the Site without prior written permission from Scotiaiq.

5. Third-Party Links

The Site may contain links to third-party websites or resources. We provide these links for convenience and are not responsible for the content, products, or services on or available from those sites or resources. Links to third-party sites do not imply endorsement by Scotiaiq. You acknowledge sole responsibility for and assume all risk arising from your use of any third-party sites or resources.

6. Disclaimer of Warranties

The Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranty that the Site will meet your requirements, be uninterrupted, timely, secure, or error-free.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Scotiaiq and its affiliates, directors, officers, employees, agents, suppliers, and licensors are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your access to or use of the Site; any conduct or content of any third party on the Site; any content obtained from the Site; or unauthorized access, use, or alterations to your transmissions or content.

8. Indemnification

You agree to indemnify, defend, and hold harmless Scotiaiq and its affiliates, directors, officers, employees, agents, suppliers, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site, including any content you submit, post, or transmit through the Site.

9. Modifications to the Site

We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time without notice. We will not be liable if, for any reason, all or any part of the Site is unavailable at any time or for any period.

10. Modifications to Terms of Service

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will notify you via email or through a prominent notice on the Site. Any changes will be effective immediately upon posting the updated Terms on the Site. By continuing to access or use the Site after revisions become effective, you agree to be bound by the revised Terms. If you do not agree to the new Terms, please stop using the Site.

11. Governing Law

These Terms and any disputes arising out of or related to them shall be governed by and construed in accordance with the internal laws of [Your Jurisdiction], without regard to conflict of law principles.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at:
Email: support@scotiaiq.com